The short answer to the question as to whether you have to pay for the Covid-19 vaccine is no, according to the CDC website on the vaccine. The federal government, which paid for the development of the vaccines either directly or by promising to pay for their production, is providing shots free of charge. The idea is that the sooner people get the vaccine, the sooner the United States can achieve “herd immunity,” in which transmission of the virus is suppressed because so many people have been rendered immune. Then people can return to normal life without risk of sickness or death, something that the federal government has determined is well worth paying many billions of dollars to achieve.
In other words, you can make an appointment at any pharmacy or designated vaccination site and then walk in and receive your shot without cost. All you will have to do is to fill out some paperwork. You will get your shot regardless of your insurance status. You will not be charged for an office visit or anything else unless you request further healthcare services, which will be billed as appropriate.
The CDC site has some more information that should be transparent to you. You may be asked for your insurance or other healthcare provider information so that the provider of the vaccine can bill them for a portion of the cost. However, you will pay no out-of-pocket costs for the vaccine.
Therefore, the Covid-19 vaccine will be the best healthcare deal you will likely be offered. When you get your shots, either the two required by Pfizer or Moderna or the one by Johnson and Johnson, you may feel some minor side effects. But rest assure any fatigue or fever you might experience will pale in comparison to what might await you if you get Covid-19. In other words, getting the shot costs nothing and will impart peace of mind and protection against the deadliest pandemic in a hundred years.
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