Why Is Healthcare So Expensive?
There are a number of reasons why health care is more expensive in the U.S. than other countries. Health care premiums continue to increase at a faster rate than both wages and inflation. If you have health insurance, you most likely have a managed care plan which are the majority of health insurance plans in the United States. This managed care is contributing to the rising cost of health care. Watch the video to learn more!
Why Can't I Choose My Own Doctors & Hospitals?
Because insurance companies have created “networks” that limit competition and raise prices. Hospitals have created hospital systems that limit competition. Some hospitals have been buying up physician practices, urgent care and Surgi-centers that result in higher prices.
Why Do I Get Surprise Bills When I Visit The Hospital?
Because hospitals have no price transparency. Multiple doctors send bills in addition to hospital bills and there is no upfront notice of these charges. Many of these doctors are employed by private equity firms. They purposely do not participate in any insurance network. Patients are involuntarily required to use their services and must pay whatever bill they are sent. It is a monopoly practice.
Why Are There Pre-Existing Conditions?
Because insurance contracts provided by employers are 1 year contracts that only renew if employment continues. Insurance should be non-cancellable and last for a lifetime.